Ann Delaney Beach Blog

Category: Seashore Real Estate

  • Spring Cleaning!

    Check List for Rental Property Owners

    Bedrooms-  

    launder all mattress pads, bed quilts, and blankets

    replace pillows as needed

    wipe out dresser drawers

    clean under the beds

    dust ceiling fans and AC return vents

    wipe down blinds, window sills and clean windows/doors

    Living areas-

    vacuum all sofa and chair cushions

    spot or professionally clean furniture as needed

    organize or store away decorative items 

    dust ceiling fans and AC return vents

    wipe down blinds, window sills and clean windows/doors

    Kitchen-

    wash all dishes, glassware, silverware, pots/pans and organize in cabinets

    toss any broken/rusted items (cookie sheets have a short life span!)

    replace broken utensils and add items as needed for a well stocked kitchen

    wipe out refrigerator, microwave; clean toaster and coffee maker

    run cleaning cycle on the oven, clean the glass door and stove top/grates

    wipe out all cabinets and drawers

    organize under the kitchen sink

    leave open space in several upper cabinets for tenants’ food

    Bathrooms-

    replace shower curtain liners and leave a spare

    clean out under the sinks, and leave a few cleaning products

    recaulk around the tub or shower as needed

    Laundry-

    wipe down appliances and clean lint filter

    provide detergent appropriate for the machine

    organize shelves and cabinets

    Miscellaneous- inside

    leave a reasonable supply of light bulbs, batteries and cleaning supplies

    wipe out all interior trash and recycling containers

    leave instructions regarding trash and recycling

    Outside-

    clean the outside shower- remove old soap and shampoo

    check on the condition of the outside hose and nozzle

    scrub down the outdoor furniture

    rinse out the trash/recycling cans

    clean the gas grill – including the drip pan

    provide a grill scrubber for tenants to clean the grates after cooking

    In addition to 40+ years of handling rental properties in Avalon and Stone Harbor, NJ, my husband and I personally own a rental property. My go to cleaning tools are Glass Plus (safe on most surfaces), Magic Eraser (cleans smudges on painted surfaces as well as other tough to remove stains), and a duster with an extension pole (ceiling fans and return vents).

  • Flood Insurance for Avalon and Stone Harbor Owners

    I attended the Flood Insurance presentation Tuesday evening at the Stone Harbor Borough Hall.  Very informative.

    Summary:

    FEMA has updated how properties are rated.  It’s the first major change since the program started back in 1968.

    The process is now data driven.  The elevation certificate is just one aspect of the information used to determine the cost of the policy.  As of March 2023, all flood policies have been switched to this new rating system.

    Data reviewed: replacement cost of the structure (determined by FEMA), number of floors, distance to a body of water, flood vents, and ground elevation.  The location of the mechanicals is an important factor. All equipment must be installed at the 1st floor living level or higher, including the outside AC condenser unit.

    As long as a home was built in compliance with the flood maps at the time, a homeowner will not be penalized on the rate. 

    New homes will now pay a higher premium based on the value of the structure.  Although hopefully this cost is offset with the required compliance on elevation and mechanicals.

                                                      _________________________

    The Community Rating System (CRS):  each town earns credits for a variety of activities (outreach programs, stormwater management, open space preservation, construction standards, etc.) and these credits determine the discounts available to property owners.

    Currently, Avalon has a class 3 rating (35% discount), and Stone Harbor has a class 7 rating (15% discount).  Stone Harbor is working to improve their rating and expects to upgrade to a class 6 (20% discount) this year.

    Private insurance is a viable option for owners of non-conforming structures.  There are approximately 10 companies offering coverage in our area. The private companies are able to insure beyond the $250,000 cap of FEMA.  The  insurance agents also suggested a FEMA policy plus an excess policy if a homeowner requests additional coverage.

    For non-confirming structures, FEMA uses the “improvements” figure on your tax bill to calculate permitted improvements.  The municipality has to look at all improvements during the past 10 years to determine if any allowance is remaining.

    On FEMA policies, the cost increase is capped at 18% per year.  Private insurance companies are not regulated with a price cap.  And FEMA policies continue to be transferable from a seller to a buyer.

                                              _____________________________

    The public will have access to a floodplain data program called Forerunner.  A potential buyer or property owner will be able to view elevation certificates, risk assessments, and flood zones for specific properties.  

    Ann  3/16/23

    Be sure your HVAC equipment is elevated!

  • Three Years…

    Reading through my old blog posts is a sobering reminder of our shared experience these past 3 years.

    It’s been a roller coaster ride of worry, fear, stress, and hope. The forced downtime provided perspective, and for me, even more appreciation for where I live and work.

    We’ve had to change and adapt. And randomly, we realize that the pandemic has altered how we approach so many situations.

  • Selling an island…one property at a time!

    While catching up with one of my long time owners (I handled the purchase of their current Avalon home 30 years ago) we discussed the length of time in our respective professions. I joked that not only have I been selling Avalon and Stone Harbor real estate for over 40 years, my office locations have all been within 3 blocks of my current spot.

    That conversation prompted me to really think about ALL of the properties I have sold over the years.

    While driving the length of the island, I realize that there are only a few streets where I haven’t listed or sold at least one home. Humbling!

    I am grateful for my long real estate career and the wonderful relationships established with so many families. And of course I am still here for your future business and referrals!

    “A Lifetime of Experience”

  • New on the Sale Market!

    Completely renovated 2nd floor unit in the perfect Stone Harbor NJ location.

    A quiet residential neighborhood (with bay views!) and an easy stroll to downtown restaurants, movie theater, and charming boutiques.

    For more details, photos, and a virtual tour: MLS Link

    Please contact me to discuss! 609-967-7950 ann.delaney@tksir.com

  • Sotheby’s International Stats

    The agents and staff of Tim Kerr Sotheby’s International Realty are proud to contribute to this success!

  • Summer Rentals

    We have a variety of options available for the 2023 season.

    Search our website:  www.tksir.com 

    And, I am here to help!  609-967-7950  or ann.delaney@tksir.com

    RentSign

  • Observations…

    It’s odd to think about all of the changes in our lives since 2020.

    The other day, I was talking to the man who regularly picks up dry cleaning on the island (he was dropping off a bed comforter to me at my office).  In the past, the local real estate offices kept him busy with dress shirts, suits, and silk blouses!  I joked that we don’t dress up anymore…and he agreed that it’s changed his business.

    Another recent conversation with a friend was about shopping malls. She mentioned that the King of Prussia Mall was deserted last week, and I realized I can’t even remember the last time I was inside a mall.  The “Amazon” effect was being felt before the pandemic, but now on-line shopping is the norm for many.

    We live in a contactless society.  Kiosks in Wawa, fast food restaurants and LabCorp.  Self check out options at the Acme, CVS and Home Depot.   I’m guessing the expansion of this technology was boosted by Covid protocols.

    So how does this relate to real estate?  Technology allows consumers to easily search for properties, and communicate remotely via text or email for more information.  Yet Zillow does not know the fine details of a particular home and/or location.  That’s why an experienced agent is key 🙂

    I have a lifetime of experience of living/working on the island…and I’m here to help!

    Thank you for your business and referrals.

    ann.delaney@tksir.com

     

  • Happy 2023!

    Yes, 2022 was challenging.  Our real estate market was in a frenzy, and prices likely peaked in June or July.  With the stock market and interest rates traveling in opposite directions by late summer, buyers had to reevaluate their borrowing and buying options.

    Thankfully, the market felt more settled by the end of the year, and we expect 2023 will continue with a more normal seashore market.

    Looking forward to a productive new year!

    2023Sunrise

     

  • Your Local Expert!

    We LIVE here.

    We WORK here.

    We SELL and RENT properties here.

    The full time agents and staff of Tim Kerr Sotheby’s are THE local experts in Avalon and Stone Harbor NJ!

    Visit our website to view sale and rental properties: Tim Kerr Sotheby’s website

    I have a lifetime of experience on the island; 40+ years in the industry; and 20 years associated with Tim Kerr and his agency.

    Thank you for the opportunity to help you and your friends with all of your real estate needs!

    ann.delaney@tksir.com

    SothebysOffice