Frozen at the water’s edge…
Category: Life at the Shore
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Disclosure- Flood Insurance
A home was recently listed for sale in Avalon with all new interior finishes on the 1st floor. Because I know the area, I asked the agent if the house was flooded during Sandy (2012) and/or Jonas (winter storm in 2016).
The agent confirmed that the home was damaged and repaired using flood insurance funds after both storms.
Why is this important? Other than fundamental disclosure rules, a buyer should be aware of the history because flood insurance claims remain on the property even after a sale. Â Basically a permanent record .
The flood insurance rate charged to the new owner will be based on the elevation of the structure and past claims.
If the structure is elevated or demolished (and replaced with a new home), the owner will request a re-evaluation of their flood policy and benefit from a lower rate.
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Winter Beach Treasures
Very “profitable” morning walks this week- Â found a total of 5 sand dollars and a unique variety of sea glass!
Treasure hunting tips:
Search at low tide – plus easier to walk on the hard sand!
Check around the jetties -items accumulate near the rocks.
Sand dollars are usually in the hard sand down by the water- sometimes partially buried so easy to miss.
Sea glass is often mixed in with clusters of small shells near the water’s edge. Â A sunny day helps – easier to see a reflection off the glass.
Happy hunting!
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Dune Grass Planting
I’ve written about my personal experience with dune grass planting as a child growing up on the island.
Needless to say, the finished product way back then looked a bit different than the symmetrical rows pictured!
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E A G L E S
Although I have twice seen a bald eagle on the beach, I’m designating the snowy owl as the official shore mascot for the Eagles.
On the back up team- the common neighborhood skunk 😉
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Need a Beach Day?
Because I am booking vacation rentals for tenants every day, I have summer on my mind.
It’s so much easier to cope with cold temperatures and snow if you have a plan of escape 😎
Search through our inventory: https://www.timkerrsir.com/rentals
And I’m here all weekend to help! Â 609-967-7950
ann.delaney@timkerrsir.com
