Author Archives: ann

September 15, 2012

Interest Rates

By ann

Wow!  Looking at the weekly rate sheets provided by the various lenders active in our market- what an incredible opportunity for a new purchase or re-financing.

For a 30 year fixed rate mortgage, the published interest rates range from 3.5% to 4% (depending on amount borrowed). For a 15 year fixed mortgage, even lower from 2.625% to 3%.

What does this mean in real dollars?  Even a 1% difference provides significant savings (or allows you to buy up). 

For example: $800,000 loan.  Not long ago, an interest rate of 4.875% was the norm (jumbo rate).  If you calculate and compare the mortgage payment at the current rate of 3.875%, the same loan will cost $472 LESS each month (a total savings of $5,662 a year).  

If you have been on the fence regarding a shore purchase…what could be a better incentive?

If you would like a recommendation for a knowledgeable mortgage representative, please let me know.    ann@anndelaney.com

And of course, I appreciate the opportunity to help you with a purchase in Avalon or Stone Harbor.

Posted in Seashore Real Estate | Comments closed
September 15, 2012

Sunrise Walks

By ann

I know I’m on the beach early when I see the glow of the Wildwood Ferris wheel in the distance!  The lights are turned off at sunrise.

Another perfect September morning :)  Enjoy the weekend.

Posted in Life at the Shore | Comments closed
September 15, 2012

Life at the Shore

By ann

Time to start our off-season adventures:  yesterday it was a bike ride along the Wildwood boardwalk.

We started at the beginning of the boardwalk in North Wildwood-  through the crowds in town for the annual Firemen’s Convention- and then along the beach side bike path in Wildwood Crest.

Our lunch break on the way back was at Sam’s Pizza.  And, under the category “only at the shore”, there was a group of local school children there on a field trip!

Posted in Activities, Life at the Shore | Comments closed
September 13, 2012

Weekend Event

By ann

With the date change for the annual Wings n’ Water Festival (held in July this year), the Stone Harbor Chamber of Commerce organized a replacement event:

Savor September- Food and Wine Festival.  96th Street shopping district on Saturday, September 15th.  12 noon to 8pm.

Those of us working all weekend appreciate that the music and food vendors will be on hand past 5pm- looking forward to stopping by after work. 

For more information, click here:  schedule of events

Posted in Activities, Stone Harbor, New Jersey- News | Comments closed
September 13, 2012

Bay Views

By ann

My early morning view (from a kayak)…the calm water reflecting the homes facing the bay.  So peaceful…

Posted in Life at the Shore | Comments closed
September 11, 2012

Memorial Park in Avalon

By ann

I attended the dedication ceremony for the 9/11 Memorial Plaza this morning, and then stopped back this afternoon for a closer look. 

So impressed…

Note the bronze time stamps in the pavers.  Each September 11th, the World Trade Center steel beam will create a shadow over the specific stamp signifying each event; an especially thoughtful aspect of the project.

Posted in Avalon, New Jersey- News | Comments closed
September 11, 2012

September Skies

By ann

September sunsets are amazing…even from the beach.

Posted in Life at the Shore | Comments closed
September 9, 2012

Traveling

By ann

With our busy summer season coming to an end, it’s common to hear local business people talk about their upcoming vacation plans.  And it’s ironic to note the destinations…mostly other beach areas!

Our favorite travel spots are likewise surrounded by water (even if it’s man made like Disney World!).  We will include the occasional city in our plans, yet prefer the more familiar pace of island life.

While traveling, it’s hard not to compare with our environment.  For instance, I was shocked by the beaches in California- including the access paths which often require climbing down a cliff.  A bit more rugged than a walk through the dunes in Avalon!  Or, locations with high rises adjacent to the water.  In Avalon and Stone Harbor, we are spoiled by a beautiful, 7 mile long stretch of sand, with views of vegetation and attractive residential homes.

I find it valuable to be on the other side of the counter- as a tenant in a vacation rental property, a guest in a hotel, and/or tourist with a guide book searching for a particular site.  Each travel experience provides a hands on education, and makes me a better real estate agent. 

Looking forward to our next planned “learning experience” in October!

Posted in Life at the Shore | Comments closed
September 9, 2012

Sunday Sights

By ann

Such a nice morning…cool breeze, sun breaking through the clouds, and big waves.  The surfers were already out in force!

Posted in Life at the Shore | Comments closed
September 8, 2012

Beach Traffic

By ann

Time to look both ways as you walk onto the beach: permits for approved vehicles are now available in Avalon and Stone Harbor.

When you pay for the permit, the Borough will provide a list of the required safety items needed in the vehicle, as well as the specific access dates/hours.

While this permit is “technically” for fishing…I have heard there are residents who like to pick up sandwiches from Wawa and eat dinner with an ocean view 😉

Posted in Activities, Avalon, New Jersey- News, Stone Harbor, New Jersey- News | Comments closed
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