A stormy start for our Tuesday. The winds are howling-  it sounds like winter…yet feels like summer!
And, the humidity is back- carried in on the strong sea breeze.Â
The ocean swells in the inlet are impressive;Â causing the occasional wave to splash over the rock sea wall.
Beautiful September beach days are expected to return by later this week.
The incredible views continue- this picture was taken last night just after sunset.
My logical side knows that I have time before the weather turns cold. Yet I’m feeling the pressure of “one last day for ….”
I’m regularly checking the tide schedule to see how I can fit in kayaking before or after work. And, definitely a few hours on the beach. Oh, and a bike ride now that the summer traffic is gone.Â
Even the daily sunrise and sunset- the colors this time of year are so incredible…I hate to miss even one!
The burden of island life 😉
Wow! Looking at the weekly rate sheets provided by the various lenders active in our market- what an incredible opportunity for a new purchase or re-financing.
For a 30 year fixed rate mortgage, the published interest rates range from 3.5% to 4% (depending on amount borrowed). For a 15 year fixed mortgage, even lower from 2.625% to 3%.
What does this mean in real dollars? Even a 1% difference provides significant savings (or allows you to buy up).Â
For example: $800,000 loan. Not long ago, an interest rate of 4.875% was the norm (jumbo rate). If you calculate and compare the mortgage payment at the current rate of 3.875%, the same loan will cost $472 LESS each month (a total savings of $5,662 a year). Â
If you have been on the fence regarding a shore purchase…what could be a better incentive?
If you would like a recommendation for a knowledgeable mortgage representative, please let me know.   ann@anndelaney.com
And of course, I appreciate the opportunity to help you with a purchase in Avalon or Stone Harbor.
I know I’m on the beach early when I see the glow of the Wildwood Ferris wheel in the distance!  The lights are turned off at sunrise.
Another perfect September morning :)Â Enjoy the weekend.
Time to start our off-season adventures: yesterday it was a bike ride along the Wildwood boardwalk.
We started at the beginning of the boardwalk in North Wildwood-Â through the crowds in town for the annual Firemen’s Convention- and then along the beach side bike path in Wildwood Crest.
Our lunch break on the way back was at Sam’s Pizza. And, under the category “only at the shore”, there was a group of local school children there on a field trip!
With the date change for the annual Wings n’ Water Festival (held in July this year), the Stone Harbor Chamber of Commerce organized a replacement event:
Savor September- Food and Wine Festival. 96th Street shopping district on Saturday, September 15th. 12 noon to 8pm.
Those of us working all weekend appreciate that the music and food vendors will be on hand past 5pm- looking forward to stopping by after work.Â
For more information, click here:  schedule of events
My early morning view (from a kayak)…the calm water reflecting the homes facing the bay. So peaceful…
I attended the dedication ceremony for the 9/11 Memorial Plaza this morning, and then stopped back this afternoon for a closer look.Â
So impressed…
Note the bronze time stamps in the pavers. Each September 11th, the World Trade Center steel beam will create a shadow over the specific stamp signifying each event; an especially thoughtful aspect of the project.
Summer of 2013
The Power Play Realty 2013 Rental Authorizations have been mailed, and we are actively updating our web site with confirmed rates and amenities.
The decision regarding rates depends on several factors: repeat tenants, open rental weeks, and planned updates to the property. A modest rate increase is reasonable if the rates have remained steady for several years and/or new amenities are planned.
If you would like to list your Avalon/Stone Harbor property for rent with Power Play Realty, please let me know:Â ann@anndelaney.com
I appreciate the opportunity to help!