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High and Dry
Sandy and Biggert-Waters Flood Insurance Reform Act.
Both became part of our vocabulary in 2012, and continue to affect real estate ownership/construction along the New Jersey coast.
If a structure does not conform to the height elevation requirements of FEMA, the property owner pays a substantially higher flood insurance premium (regardless of actual flood damage from Sandy).
And if a major renovation project is planned, the municipality will require the owner to bring the house up to code for elevation (a long standing construction regulation).
Examples of house lifting projects underway in Avalon (metal beams around the house in preparation) and Stone Harbor (masons building the new foundation):