Different Views

I am in awe each time I walk over the dune path to the beach; and greeted with a different view.  My Friday view:

Versus my view early this morning:

And, happy to see evidence of others enjoying the view!

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Bay Views

As I was driving home from work the other day, I noticed that the conditions were perfect for back bay kayaking.  This was my view before sunset on Thursday evening…one of the benefits of living on an island!

After morning clouds, the sun is out and quickly warming our seashore temperatures.  Have a great weekend.

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Island Differences

A few of my local sunrise pictures remind me of my sunset pictures from Hawaii.

Before we traveled to Hawaii, I had a vision of “Hawaii” as a whole-  not understanding that the individual islands are so different and offer unique environments.

The same can be said for the “Jersey shore”.  Cross each bridge connecting the barrier islands,  and notice the differences in architecture, commercial development, green scape, and overall vibe.   Our personal preferences determine our favorite beach community.

And like the islands of Hawaii, there is certainly something for everyone along the New Jersey coast.  Of course, I am partial to Avalon and Stone Harbor :)

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How Many People Live Here?

Interesting census figures detailing the year round population on the island:

                        Avalon            Stone Harbor

1930                343                  363

1940                313                  383

1950                428                  670

1960                695                  834

1970                1,283               1,089

1980                2,162               1,187

1990                1,809               1,025

2000                2,143               1,128

2010                1,334               866

Observations: 

The decline in year round residents between 1980 and 1990; and again 2000 to 2010 is tied to the real estate boom in the middle of both decades.  Year round residents were able to “cash out” and purchase homes off of the island for much less. 

And, interesting to note that the population in Stone Harbor was greater than Avalon until the 1970s.  One reason could be that there were still large tracts of open land in Avalon.  The bay front lagoon area (Pelican Drive, etc.) and the streets behind the high dunes weren’t developed until the 1960s and 70s.

Data from the U.S Census Bureau report published in The Press of Atlantic City 4/15/12

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Sunday Sights

The next batch of island color- the flowering cherry trees.

This particular tree was planted 19 years ago in memory of my dad.  I like the way it leans toward the dunes and ocean-  a true island resident!

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Interest Rates

I am reviewing the weekly mortgage rate sheets this morning- incredible!

For 30 year fixed rate loans less than $417,000, an interest rate of 3.875% is published by several major lenders.  For “jumbo loans” (above $417,000), the 30 year fixed rates range from 4.25% to 4.5% (capped at $750,000).  For higher mortgage amounts, adjustable rate loans in the 3.125% range are available.

If you are thinking about refinancing or buying new, I am happy to provide names of local mortgage lenders.  And, of course…help with the purchase if buying in Avalon or Stone Harbor !

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Saturday at the Shore

A beautiful view for my morning walk.   Summer like weather for the weekend…enjoy!

 P.S.  A sad loss for our island real estate community- Rick Ogen, a well respected, long time agent passed away yesterday.  I admired Rick’s work ethic and professional approach to the business.  He was an enthusiastic mentor to many.  By example, Rick showed us what it meant to live a full life- that there can be room for music, family, and travel while balancing a successful career.   He will be missed…

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Hiking Shoes

See…this is why I need hiking shoes for my beach walk ;)

Interesting to observe the changing profile of the beach- especially at the very south end of Stone Harbor.

Until recently, sand was covering a good portion of the rocks; creating an almost level surface.  Now, it takes more effort to maneuver around and down if I want to continue my walk along the point.

By the way, if you collect sea glass, I typically have good luck at either end of the island.  Start at the 9th Street jetty in Avalon and walk along the north-end beaches; or take the path from the 123rd Street parking area in Stone Harbor and search south of the jetty.

Happy hiking…and hunting!

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Only in Stone Harbor…

…could a morning commute be interrupted by an osprey.  I stopped my car and waited.  And after a few minutes, he took off carrying a large fish! 

 Nice way to start the day :)

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Tax Day Countdown

This is NOT my favorite week.  As a “self employed” person, I face the double whammy of taxes due on our 2011 return, as well as 1st quarter estimated payments.  Ouch!

Yet, I always vow not to complain.  If I am paying taxes…it’s because I am making a good living.  And that in turn allows me to live by the beach.

So I will write my checks, and then walk down to the ocean and admire the view :)

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