Interest Rates

I am reviewing the weekly mortgage rate sheets this morning- incredible!

For 30 year fixed rate loans less than $417,000, an interest rate of 3.875% is published by several major lenders.  For “jumbo loans” (above $417,000), the 30 year fixed rates range from 4.25% to 4.5% (capped at $750,000).  For higher mortgage amounts, adjustable rate loans in the 3.125% range are available.

If you are thinking about refinancing or buying new, I am happy to provide names of local mortgage lenders.  And, of course…help with the purchase if buying in Avalon or Stone Harbor !

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Saturday at the Shore

A beautiful view for my morning walk.   Summer like weather for the weekend…enjoy!

 P.S.  A sad loss for our island real estate community- Rick Ogen, a well respected, long time agent passed away yesterday.  I admired Rick’s work ethic and professional approach to the business.  He was an enthusiastic mentor to many.  By example, Rick showed us what it meant to live a full life- that there can be room for music, family, and travel while balancing a successful career.   He will be missed…

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Hiking Shoes

See…this is why I need hiking shoes for my beach walk 😉

Interesting to observe the changing profile of the beach- especially at the very south end of Stone Harbor.

Until recently, sand was covering a good portion of the rocks; creating an almost level surface.  Now, it takes more effort to maneuver around and down if I want to continue my walk along the point.

By the way, if you collect sea glass, I typically have good luck at either end of the island.  Start at the 9th Street jetty in Avalon and walk along the north-end beaches; or take the path from the 123rd Street parking area in Stone Harbor and search south of the jetty.

Happy hiking…and hunting!

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Only in Stone Harbor…

…could a morning commute be interrupted by an osprey.  I stopped my car and waited.  And after a few minutes, he took off carrying a large fish! 

 Nice way to start the day 🙂

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Tax Day Countdown

This is NOT my favorite week.  As a “self employed” person, I face the double whammy of taxes due on our 2011 return, as well as 1st quarter estimated payments.  Ouch!

Yet, I always vow not to complain.  If I am paying taxes…it’s because I am making a good living.  And that in turn allows me to live by the beach.

So I will write my checks, and then walk down to the ocean and admire the view 🙂

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For Sale in Avalon NJ

Do you know anyone looking to buy in Avalon?  I have attached the MLS link for 3 great options:   http://tinyurl.com/7gbhset


 

Please contact me for additional information ann@anndelaney.com

Thanks for your interest!

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Seagulls & Trash

A busy holiday weekend + windy conditions = a feast for the local seagulls!

Unfortunately, there is trash blowing around our otherwise pristine streets today.  Before leaving town, homeowners placed their trash and recycling containers by the curb for pick up; unaware that the high winds would send the cans…and the contents… rolling down the street.

There is a solution:  The Borough of Avalon has a trash and recycling center open every day from 7am to 3pm at 15th Street and Dune Drive (the entrance to the Public Works yard). 

Please share this information with fellow Avalon property owners.  Thanks!

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2148 Harbor Avenue, Avalon

The awning is up, and the back yard grass is green!

This custom townhouse style unit is in move in condition.  4 bedrooms, 3 full baths, and 3 decks.  $719,000 beautifully furnished.

For additional information and pictures, click on the MLS link below, or contact me ann@anndelaney.com

Thank you for your interest!

MLS link for 2148 Harbor Avenue, Avalon

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Sunday Sights

 

This was my view yesterday morning. Perfect weather for the Easter sunrise service on 30th Street in Avalon.

And THIS was my view later in the day:  a baby seal hanging out on the beach in the south end of Stone Harbor.   He (or she) appeared healthy- just getting some sun and a nap! 

The police were on hand to keep onlookers at a safe distance.  The officer mentioned that this is the first seal he has seen all winter (it’s not unusual for seals to make a pit stop on our beach).

See related posts from my other “seal sightings”-

https://anndelaney.com/2011/03/19/last-weekend-of-winter/

https://anndelaney.com/2010/04/16/april-seal/

https://anndelaney.com/2010/02/03/its-a-beach-day/

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Happy Easter

The island is busy!  Enjoy the weekend.

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