During my walk after work yesterday, I passed another “local” on the beach.
Like me, she grew up on the island, and has lived/worked here her entire life. As we said hello, she commented “Isn’t it beautiful tonight?….this never gets old”. That says it all.
Even though we live at the shore full time, the appreciation for our surroundings doesn’t fade. In fact, I think we value it more as we “mature”!
Glad to see the regulars out on the sand, and glad to share their enthusiasm about our quiet little island at the shore.
 A stroll after dinner is now in the dark.
 In the fall, the sunsets at the shore are especially beautiful. It can look like huge a fireball over the bay.
 Stone Harbor Point is a great spot- the birding platforms provide an amazing 360 degree view of the ocean, inlet, wetlands, and bay.
 Sad…to be wearing jeans and a sweatshirt for my walks the past few days. 
Interest Rates
Interest rates took an unexpected drop last week. Citizen’s Bank and Wells Fargo are quoting rates under 5% for conforming 30 year fixed rate loans. Jumbo loans (those over $417,000) are less than 6%.
Good timing for our fall market!Â
If you need contact information for an area lender, please let me know.